Questions? Answers.
The things people ask us most. Anything else, just call.
Are you a dealership?
No. We don't own or stock cars. We arrange your lease or loan through Signature Auto Group, a licensed New York broker, which sources the car from its dealer network. We negotiate and handle the process for you.
Which brands can I lease?
Practically any new vehicle sold in the US, from everyday models to luxury brands. If you don't see it on our specials, ask. The specials are just highlights.
What's the difference between a down payment and due at signing?
Due at signing is everything you pay upfront: usually the first month, fees and any down payment. A down payment (cap cost reduction) is only the part that lowers your monthly payment.
How long are the lease terms?
Most leases run 24 to 36 months, with other terms available depending on the manufacturer and lender.
Can I trade in my car or my current lease?
Yes. We can buy your car, apply it toward the new one, or look at taking over or buying out your current lease.
What insurance does a lease need?
Leasing companies set minimum coverage, usually higher liability limits plus collision and comprehensive. We can connect you with partner agencies to quote it.
Do you deliver?
Yes. Most customers finish the paperwork online and have the car delivered to their home or office.
What if my credit isn't perfect?
Apply anyway. We work with multiple lenders and will tell you honestly what's possible.
How long does approval take?
Often the same day once we have a complete application and your driver's license.
Your next car is one call away.
Apply in minutes. We'll come back with real numbers, usually the same day.